.terms-page{min-height:100vh;font-family:var(--font-poppins),"Poppins",sans-serif;background:#f8f9fb}.terms-hero{color:#fff;text-align:center;background:#0d1b2a;justify-content:center;align-items:center;width:100%;min-height:clamp(320px,48vh,420px);padding:120px 20px 80px;display:flex;position:relative;overflow:hidden}.terms-hero-content{z-index:2;max-width:800px;margin:0 auto;position:relative}.terms-hero-kicker{letter-spacing:.15em;color:#12a0ec;text-transform:uppercase;font-size:12px;font-weight:600;font-family:var(--font-poppins),"Poppins",sans-serif;margin:0 0 20px;display:inline-block}.terms-hero h1{letter-spacing:-.02em;color:#fff;font-size:clamp(2.5rem,5vw,3.5rem);font-weight:700;line-height:1.2;font-family:var(--font-poppins),"Poppins",sans-serif;margin:0 0 20px}.terms-updated{color:#ffffffa6;margin:0;font-size:.95rem;font-style:italic;font-weight:300}.terms-container{max-width:900px;margin:0 auto;padding:60px 20px}.terms-content{background:#fff;border-radius:20px;padding:40px;box-shadow:0 4px 20px #00000014}.terms-section{margin-bottom:48px;padding-bottom:32px}.terms-section:not(:last-child){border-bottom:1px solid #e5e7eb}.terms-section h2{color:#0d1b2a;letter-spacing:-.02em;font-size:1.75rem;font-weight:600;font-family:var(--font-poppins),"Poppins",sans-serif;border-bottom:2px solid #12a0ec;margin:0 0 20px;padding-bottom:12px}.terms-section h3{color:#0d1b2a;font-size:1.25rem;font-weight:600;font-family:var(--font-poppins),"Poppins",sans-serif;letter-spacing:-.01em;margin:24px 0 12px}.terms-section p{color:#6b8090;margin:0 0 16px;font-size:1rem;line-height:1.75}.terms-section p:last-child{margin-bottom:0}.terms-section ul,.terms-section ol{margin:16px 0;padding-left:28px}.terms-section li{color:#6b8090;margin-bottom:8px;font-size:1rem;line-height:1.75}.terms-section strong{color:#0d1b2a;font-weight:600}.terms-link{color:#12a0ec;font-weight:500;text-decoration:none;transition:color .2s}.terms-link:hover{color:#0d8acc;text-decoration:underline}.terms-footer-note{background:#f8f9fb;border:2px solid #12a0ec;border-bottom:none;border-radius:12px;margin-top:40px;padding:24px}.terms-footer-note p{color:#0d1b2a;margin:0;font-size:.95rem;font-weight:500}@media (max-width:768px){.terms-hero{min-height:clamp(280px,40vh,360px);padding:100px 20px 60px}.terms-hero h1{font-size:clamp(2rem,6vw,2.5rem)}.terms-content{border-radius:16px;padding:24px}.terms-section h2{font-size:1.5rem}.terms-section h3{font-size:1.1rem}.terms-section p,.terms-section li{font-size:.95rem}}@media (max-width:480px){.terms-hero{padding:80px 16px 50px}.terms-hero-kicker{margin-bottom:16px;font-size:11px}.terms-container{padding:40px 16px}.terms-content{border-radius:12px;padding:20px}.terms-section{margin-bottom:36px;padding-bottom:24px}.terms-section h2{font-size:1.35rem}.terms-section h3{margin:20px 0 10px;font-size:1rem}.terms-footer-note{padding:20px}}